CHANGING MONEY IN PATTAYA IS BIG BUSINESS – THAT’S WHY THERE ARE LITERALLY HUNDREDS OF PLACES IN PATTAYA WHERE YOU CAN DO IT
IN A NUTSHELL
- YOU CAN CHANGE MONEY YOU BRING TO THAILAND
- CASH WITHDRAWS FROM ATMS
- WITHDRAW CASH FROM CREDIT CARD AT BANKS
- CASH TRANSFERS WITH WESTERN UNION AVAILABLE
SO MANY MONEY CHANGER’S
Changing money In Pattaya or Thailand is easy, from the Moment you get off the Plane; you will not be far from a Money exchange, ATM or Western union booth.
In Pattaya, there are quite a few money ex-changers to choose from and all are quit competitive with their rates of exchange varying only by 0.1% – 0.3%.
WHAT ARE THE RATES ON OFFER?
The Rate from all the major countries is usually on display via a computer monitor, Updating in real time every 30 seconds or so, or with the small exchangers, small printouts in the window of the exchange rates that are sticky taped to the glass window.
WORK IT OUT FOR YOURSELF
Calculating your exchange. If you want to buy some Thai baht with your own currency, but find the calculations a little hard to work out, here’s how to do the maths.
So you go to the money exchange and you look at the rate of your countries money, e.g. – county A, $A= 29.75. You have $45 that you want to exchange, now simply multiply your money by the exchange rate –
$45 x 29.75=1,338.75 Baht
It’s that simple,you can now calculate exchange rates, now you know what you should get in exchange, go to the window, slide your money to the teller, say to the teller ‘Thai Baht please’ or whatever currency you want, the teller will calculate the exchange amount and show you how much you will receive, if it’s near to the amount you worked out before and you are happy, just nod or say ‘ok’, the teller will hand you your new money and the transaction is done.
COUNT YOUR CASH
Remember; always count your money before leaving the window as a double check.
LOOKING FOR THE BEST EXCHANGE RATE
If you are only wanting to change small amounts of money, say $20 into Thai baht, then it’s really not worth the legwork going from exchange to exchange trying to get the best rate, on the other hand, if you have a sizable amount of cash to be converted, say, $500 or more, then it becomes worthwhile to look for the best deal as those little percentage points start to become more valuable.
Also I have found that if you have larger amount of cash say $1000 or more, you can negotiate a better rate of exchange with the teller, but first the teller will have to ask her boss, usually by phone for permission.
DEBIT CARDS AND ATM’S
ATM’s are the same the World over just slide your card into the machine, enter your PIN and the amount of cash you want, press enter, and money is dispensed out of the machine in the local currency for you to collect, It the same in Thailand as well, use a Thai ATM and you will get Thai Baht.
There maybe a 10,000 baht limit on each transaction though and there will be bank fees charged to your account as well.
CREDIT CARDS
You can use your credit card at the ATM as well as long as you have a PIN to access the account.
If you don’t have a Pin you can still make withdraws on your Credit card at one of the trusted Thai banks such as ‘Kosikorn Bank’, you will need your passport to do this and the bank will need to photocopy your passport and card as a security precaution, also when you sign you will have to write the name of the hotel where you are staying on the receipt.
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i have run out of money .and i need t borrow .money t.is there money lenders .same day loans please
I hear bad stories about those guy’s – charging up to 500% interest per day – best to avoid if you like living
Can I exchange the new Indian currency notes in pattaya in thai cash?
I would think so
I am arriving late to pattaya what time do the money booths close thank you
It all depends on the area, the money exchanges near the adult entertainment area’s like “Walking Street” “Beach Road” and “Soi Buakhao” will be open up to and past midnight, other area’s will close around 9pm, if business is good they stay open, if it’s quiet they close. If you are arriving via the airport, you will be able to change money there before traveling to Pattaya, it’s better to have some Thai Baht before getting here. hope this helps.